Tesah Junior Account (TJA) provides children and youth under the age of 18 an opportunity to build a culture of investing to grow wealth for the future.

Features

• Zero opening balance – Open an account today to join the Tesah family and fund it later.
• Flexible Payments – You can top up your account at any time.
• Variable Asset Allocation – Funds are allocated to various asset classes based on your objective, risk profile and other vital information you provide.
• Account Co-management – Option to permit a trusted third party to contribute to the management of your account
• Objective setting – Your success is our success. Set your target and let us guide you and work with you towards your goal.
• Free access to our digital platforms – Web and Mobile App.
• Free email alerts and statements – Know the status of your investments. Receive regular information on your investments.
• Payment orders to third party – We shall accept and process your instructions to make payments to others on your behalf from your investment.
• Online deposits and withdrawals – Topping up your investment account or making a withdrawal from your investment account is easy with our online withdrawal and deposit options.
• Investments can serve as collateral for loans and advances – Grow your investment account and use it to secure a credit facility. Your investment continues to grow during the life of the credit facility.
• Free market insights – Access to our market updates, investment trends, portfolio strategies and personal finance.

Access to:

• Government of Ghana Securities.
• Local Government and Statutory Agencies: Eg. Cocoa Bills, ESLA Bonds.
• Corporate Bond: Bonds issued and listed on the Ghana Fixed Income Market. 
• Kiddifund Mutual Fund licensed by the SEC of Ghana. 
• Equities: Equities Listed on the Ghana Stock Exchange.

Eligibility & Requirements

• Must be under 18
• Account must be opened with and co-managed by an adult above 18.
• Duly completed opening form
• One passport photograph (digital photographs allowed)
• Proof of identification of the guardian and the child (valid photo ID)
• Proof of residential address (utility bill issued within the last 3 months)
• Tax Identification Number (TIN)